• Automatic Additional Insured – Coverage is provided for written contracts, agreements and permits.
• Personal and Advertising Injury – Protects against offenses made by you or your staff during the course of business, such as libel, slander, disparagement or copyright infringement in advertisements.
• Defense Costs – Providescoverage for legal expenses for liability claims brought against your business, regardless of who is at fault.
• Medical Expenses – Providescoverage for medical expenses if someone is injured on your premises or by your products.
• Premises and Operations Liability – Providescoverage for bodily injury and property damage sustained by others on your premises or in conjunction with your business operations.
• Products Liability – Provides coverage for bodily injury and property damage sustained by others as a result of your products

• Perceived Risk – Consider the amount of risk associated with your business operations and functions. For instance, if you manufacture heavy machinery, you would generally need more coverage as compared to another organization that manufactures stuffed animals.
• Premises and Operations Liability – If you operate in a state that has a reputation for rewarding high damages, then you may wish to purchase higher limits of liability.
• Type of Product Manufactured – If you manufacture a dangerous product, you may want to carry higher limits of liability. 

• Establish a high standard for product quality control at your organization.
• Keep all company records up to date and accurate.
• Train your employees thoroughly and properly.
• Ask us for safety and compliance information.

United Valley understands your need to be protected and we are here to help!

Please contact us today to learn more about our risk management and insurance solutions.